Blog

Eye On Money July/August 2022

Christopher J. Braccia, CPFA, AIF®, CMFC®, PPC™

Friday, July 1, 2022

We invite you to check out the new issue of Eye On Money! Inside are articles on:Estate planning. Putting together an estate plan is one of the best things you can do to protect your family’s financial future, as well as your own...

Eye On Money May/June 2022

Christopher J. Braccia, CPFA, AIF®, CMFC®, PPC™

Sunday, May 1, 2022

We invite you to check out the new issue of Eye On Money!

Time In The Market vs. Timing The Market

Christopher J. Braccia, CPFA, AIF®, CMFC®, PPC™

Thursday, February 24, 2022

The stock market is off to a rocky start this year. Higher volatility can be a source of uncertainty for even the most seasoned investors. In this issue we hope to provide some historical perspective on the anatomy of the markets and...

Eye On Money November/December 2021

Christopher J. Braccia, CPFA, AIF®, CMFC®, PPC™

Monday, November 1, 2021

We invite you to check out the new issue of Eye On Money! Inside are articles on: Year-end tax planning. You may be able to reduce your 2021 taxes if you act soon. Several tax-minimization tips and strategies for individuals are...

Manhattan Ridge Advisors Fourth Quarter 2021 Update

Christopher J. Braccia, CMFC®, AIF®

Monday, October 11, 2021

Please take a look at the Manhattan Ridge Advisors Fourth Quarter 2021 newsletter. Inside you'll find articles, including: 2021 Year End Tax Planning: Higher Stakes and More Confusing Than Ever Retirement Planning For Current Economic...

Capital Gains and Capital Pains in the House Tax Proposal

Anthony Corrao, MBA

Wednesday, October 6, 2021

For those near—but not at—the top of the earnings pile, the rules could trigger big increases. Capital Gains and Capital Pains in the House Tax Proposal

Soaring Rents Make It a Very Good Time to Own an Apartment Building

Anthony Corrao, MBA

Tuesday, September 28, 2021

Despite a yearlong national eviction ban and continuing pandemic, it has rarely been a better time to be a big apartment-building landlord. Soaring Rents Make It a Very Good Time to Own an Apartment Building

Biden’s Retroactive 43.4% Capital Gain Tax? C’mon Man!

Anthony Corrao, MBA

Tuesday, September 21, 2021

President Biden has proposed increasing the top 23.8% capital gain rate to 43.4%, a staggering 82% increase. Then there is timing. As proposed, the rate hike is already in effect for sales after April 28, 2021. More refined tax...

Nine Risks To The Stock Market Rally

Anthony Corrao, MBA

Thursday, September 2, 2021

With people flush with cash, ample liquidity from The Fed, and Congress spending at a record pace, it is hard to bet against the stock market. But markets eventually move in two directions. And while we don’t know what will cause...

Eye On Money September/October 2021

Christopher J. Braccia, CMFC®, AIF®

Wednesday, September 1, 2021

We invite you to check out the new issue of Eye On Money! Inside are articles on: Catching up on retirement savings. Getting a late start on saving for retirement? These tips can help you play catch up and build your retirement savings...

4 Ways To Stay Calm When Stock Markets Panic

Anthony Corrao, MBA

Wednesday, August 25, 2021

Market volatility is nothing new. In any given year an investor can expect a 10% drop, and also a 20% (or greater) drop every four to five years. Trying to avoid these downturns is impossible. Capitalizing on these is possible. Most of...

Why ‘Doing Good’ With Sustainable Investing Doesn’t Necessarily Mean Doing Well

Anthony Corrao, MBA

Tuesday, August 17, 2021

Sustainable investing is increasingly popular among retail and institutional investors around the world. According to one recent industry study, sustainable investing accounted for $17.1 trillion of professionally managed assets in...

Please take a look at the Manhattan Ridge Advisors Third Quarter 2021 newsletter. Inside you'll find articles, including: The Risk of a Market Melt-Up The Important Documents in an Estate Plan A Discussion on Financial Psychology If...

Eye On Money July/August 2021

Christopher J. Braccia, CMFC®, AIF®

Thursday, July 1, 2021

We invite you to check out the new issue of Eye On Money! Inside are articles on: How to make the most of your charitable contributions. These tips can help you maximize your tax breaks for supporting your favorite charities. Deciding...

Eye On Money May/June 2021

Christopher J. Braccia, CMFC®, AIF®

Monday, May 3, 2021

Check out the new Eye On Money issue for info and tips on making the most of your 401(k), preparing financially for a natural disaster, investing internationally, and more!

Manhattan Ridge Advisors Second Quarter 2021 Update

Christopher J. Braccia, CMFC®, AIF®

Monday, April 26, 2021

Please take a look at the Manhattan Ridge Advisors Second Quarter 2021 newsletter.

You’re Invited: An Exclusive Conversation with Dr. Ben S. Bernanke

Stephen A. Oliver, RICP®, C(k)P®, CPFA, CWS®, CRPC®, AIF®

Tuesday, March 16, 2021

You’re invited to an exclusive conversation with former Federal Reserve Chair Dr. Ben S. Bernanke, who helped guide the U.S. economy out of its worst recession of the century. His insights on how the economy can emerge and grow...

Eye On Money March/April 2021

Christopher J. Braccia, CMFC®, AIF®

Monday, March 8, 2021

We invite you to check out the new issue of Eye On Money!

Manhattan Ridge Advisors First Quarter 2021 Update

Christopher J. Braccia, CMFC®, AIF®

Friday, January 29, 2021

Please take a look at the Manhattan Ridge Advisors First Quarter 2021 newsletter. Inside you'll find articles, including: Three Easy Ways To Increase Your Chance Of Financial Success Necessary Estate Planning Documents How The New Aid...

2021 Retirement Plan and Tax Changes

Stephen A. Oliver, RICP®, C(k)P®, CPFA, CWS®, CRPC®, AIF®

Tuesday, January 5, 2021

Retirement Plan Contribution Limits for 2021 For 2021 there are no changes to the amount allowed to be saved in 401(k)s, 403(b)s, most 457 plans, and the federal government's Thrift Savings Plan. Investors can contribute up to $19,500...

Eye On Money January/February 2021

Christopher J. Braccia, CMFC®, AIF®

Monday, January 4, 2021

We invite you to check out the new issue of Eye On Money! Inside are articles on: What to do in the year before retirement..

Eye On Money November/December 2020

Christopher J. Braccia, CMFC®, AIF®

Sunday, November 8, 2020

We invite you to check out the new issue of Eye On Money! Inside are articles on: Year-end tax planning. You may be able to reduce your 2020 taxes if you act soon. Several tax-minimization tips and strategies are presented here. For...

Manhattan Ridge Advisors Fourth Quarter Update

Christopher J. Braccia, CMFC®, AIF®

Friday, October 30, 2020

Please take a look at the Manhattan Ridge Advisors Fourth Quarter 2020 newsletter. Inside you'll find articles, including: Wealth Transfer Opportunities 2020 Year End Tax Planning The Perfect Storm in Private Wealth Planning During...

Eye On Money September/October 2020

Christopher J. Braccia, CMFC®, AIF®

Tuesday, September 1, 2020

We invite you to check out the new issue of Eye On Money!

Manhattan Ridge Advisor Third Quarter Update

Christopher J. Braccia, CMFC®, AIF®

Wednesday, July 29, 2020

Please take a look at the Manhattan Ridge Advisors Third Quarter 2020 newsletter.

Eye On Money July/August 2020

Christopher J. Braccia, CMFC®, AIF®

Friday, July 10, 2020

July/August 2020 Eye On MoneyWe invite you to check out the new issue of Eye On Money! Inside are articles on: How to save for retirement when you don’t have a retirement plan at work. No retirement plan at work? No problem....

Are You Worried About Retirement? We Can Help

Anthony Corrao, MBA

Friday, May 22, 2020

For 20 years the Transamerica Institute has done one of the most in-depth and longest running study of retirement preparedness in the USA. This year’s study from the Transamerica Center for Retirement Studies® finds that...

Cetera Investment Management Predictions for the Rest of 2020

Anthony Corrao, MBA

Wednesday, May 13, 2020

Recessions are a normal part of the business cycle. After periods of sustained maximum growth it's not uncommon to see economic growth pull back before the next expansion. However, the COVID-19-induced recession is more of a managed...

Volatile markets: Don’t rely on headlines for guidance on when to invest

Anthony Corrao, MBA

Friday, May 1, 2020

Falling markets and drastic headlines can tempt individuals to abandon their long-term investing plans. However, timing the market is essentially an impossible task.

Eye On Money May/June 2020

Christopher J. Braccia, CMFC®, AIF®

Monday, April 13, 2020

We invite you to check out the new issue of Eye On Money! Inside are articles on: Retirement savings tips by age. What to do at various ages—your 20s, 30s, 40s, 50s, and 60s—to prepare for retirement. Recent changes to IRAs...

Some may have heard the adage, “If you can’t afford travel insurance, you can’t afford to travel,” or possibly the dismissals of travel insurance saying, salespeople will tell you horror stories to get you to...

Spring has officially arrived, the warmer weather will be returning to our northern states, and it is time for the snowbirds to start their long trip home. If you are one of the people lucky enough to live the snowbird lifestyle, you...

We've Been Here Before

Anthony Corrao, MBA

Friday, March 6, 2020

During periods of health crises investors may sell first and assess the real ramification later. In this research article we review similarities between the current COVID-19 outbreak and past outbreaks of SARS and the Zika virus. Been...

Epidemics and The Markets

Anthony Corrao, MBA

Friday, February 28, 2020

How do epidemics affect market performance over the long-term? In this research article we review past epidemics and market performance.

The familiar beep of your alarm abruptly awakens you before the sun appears. You drag yourself out of bed, get yourself ready for work, and start your morning commute. According to The Washington Post, if you are an “average...

We have all struggled with finding enough time in the day to get everything accomplished before we collapse, exhausted in bed, only to repeat the same thing in the morning. Sometimes our last thoughts before drifting off to sleep, are...

We are living in an unprecedented time of change. Both technology and business practices grow and evolve at lightning speed. Businesses, as well as business plans, should be updated regularly to stay ahead of the curve and to avoid...

It’s always a challenge to find the balance between gift-giving and smart financial decision making, especially at this time of year. People tend to overdo a lot of things during the holidays, and spending is number one. What is...

Don’t have a will or any other estate plan? You are probably not alone. There’s a common misconception that living trusts are only for wealthy people with lots of assets. Should individuals without a state plan pass away...

“For better or for worse… For richer or for poorer.” This is what most of us promise to our spouse when we pledge ourselves in marriage. But unfortunately, many couples today can’t seem to survive either richer...

Every financial investment has a risk-reward ratio attached to it. Your inability to understand the level of risk that you can take may lead you to make irresponsible choices and affected your financial opportunities. We cannot avoid...

Your employees, both past and present, have helped propel your company to success through hard work and long hours. When the time comes for them to step away from the job, will they have had access to resources to properly prepare for...

Preparing for retirement isn't a sprint; it's a marathon. From the moment you start your first job out of school to the day you decide to hang it up, you should be taking little steps to prepare yourself for the big moment when you can...

The average life expectancy for Americans has increased significantly over the last 120 years. For example, the average white man born in 1900 could expect to live for 47 years, and the average white woman for 49 years. By 2000, those...

One of the greatest things about childhood is the ability to live a largely carefree lifestyle. Food is prepared by parents, clothes magically wind up in dresser drawers with little to no effort, and money seems endless. As we age, we...

If you are considering buying a summer vacation home, you may find it beneficial for your lifestyle. The most obvious pros of such a purchase are streamlined vacation planning and healthier traveling as you cook your own meals more...

Financial literacy is important for every American. You should understand your cash flow, budget your spending and saving, and make sure you're making the right moves to set yourself up for a steady retirement. While is true for...

Many Americans dream of being their own boss. If you've been diligently saving for retirement for decades but aren't quite ready to take it easy in retirement, this might be the time to launch a second-act career. It is possible to use...

New York, NY, May 6, 2019 – Manhattan Ridge Advisors announced today that Chief Investment Officer Christopher Braccia has attained the Certified Plan Fiduciary Advisor (CPFA) designation from the National Association of Plan...

When the idea of Social Security came about, few people set aside money for a future retirement or thought about a period in life when they would not work. During the 19th and early 20th centuries, you worked until you could no longer...

Up and down stock markets, stagnant wages, and slumping economic performance are all threats to anyone's ability to retire. If you couple in factors such as age when you start saving or even gender, you will find that there are other...

New Year, New Budget

Stephen A. Oliver, CWS®, CRPC®, AIF®

Wednesday, April 10, 2019

Retirement seems like a carefree period of your life where you stop focusing on daily responsibilities in a career and enjoy life at a slower pace. While most of that is true, that does not mean that all responsibilities disappear...

Once many Americans finally make the decision to retire from full-time work in their career field, they scale back on some of life's creature comforts. One of the first expenses to get the ax is often vacations. Adjusting to a new...

Generation X may be best known today as the overlooked generation. Baby Boomers are in the full throws of retirement. Many of the older cohort within this generation are already well into retirement and the youngest members are just...

Generation X may be best known today as the overlooked generation. Baby Boomers are in the full throws of retirement. Many of the older cohort within this generation are already well into retirement and the youngest members are just...

With the changing of the seasons comes the time to look at certain aspects of your life. For example, when the warmth of summer transitions to the cold of winter it is a good idea to have your furnace tuned up to ensure it is ready to...

The landscape of the United States of America is vast, diverse, and ever-changing in nature. As the population moves around and taxation changes in different parts of the country, certain locales become more or less attractive as a...

For those fortunate enough to save up a healthy nest egg for retirement, the focus is often on ensuring that those funds can support a lifestyle for the duration of life. Some people might want to do a little more with their nest egg,...

Everyone's idea of a happy retirement is bound to look different. Some people prefer the beach while others prefer retiring in the active areas of a dense, urban region. Regardless of where you retire or the type of lifestyle you...

Think Beyond the Raise: 3 Tips for Requesting Benefits from Your Boss

Christopher J. Braccia, CMFC®, AIF®

Friday, October 12, 2018

Life in the Big Apple can be complex and busy. With all the hustle and bustle, it is easy to lose focus on your career and its growth. Of course, you can focus on the obvious things such as hours worked and the expansion of...

5 Financial Factors to Consider when choosing a Retirement Location

Stephen A. Oliver, CWS®, CRPC®, AIF®

Friday, October 12, 2018

The dream of many retirees is to move somewhere different once they are no longer in the workforce. For most Americans, retirement dreams focus on moving to a new locale with better weather, sandy beaches, and other interesting...

Can You Switch Careers and Still Reach Your Retirement Goals?

Christopher J. Braccia, CMFC®, AIF®

Wednesday, September 12, 2018

Every individual working for decades has one goal: retirement. You toil away at your current job or long-term career and no doubt have a vision of winding down your working days at some point in the future. Of course, your retirement...

Do Your Homework Before Moving into A Retirement Community

Stephen A. Oliver, CWS®, CRPC®, AIF®

Wednesday, September 12, 2018

One of the biggest decisions that any American will make in their life involves moving into a retirement community. After living independently in your own home for decades, a day is likely to come in which you want retirement to be...

Just as you no doubt experienced during your working career, taxes play a big role in your financial stability. The amount of property taxes, state income taxes, and local taxes you pay for owning a home, having a job, and shopping in...

Should I Pay Off My Debt or Save for Emergencies First?

Stephen A. Oliver, CWS®, CRPC®, AIF®

Monday, August 13, 2018

One of the most difficult financial choices you can expect to face is not whether to buy a brand-new car or a used model. It is not a choice between renting an apartment or buying a home. No, one of the most difficult financial...

4 Personal-Finance Secrets of Successful, Wealthy People

Christopher J. Braccia, CMFC®, AIF®

Wednesday, July 11, 2018

A lot of people tend to look at successful, wealthy folks with a slight air of disdain. They see the relative ease of a wealthy individual's life and tend to believe that this person may have fallen into wealth or was simply hired for...

Pros and Cons of Buying a Summer Vacation Home

Stephen A. Oliver, CWS®, CRPC®, AIF®

Wednesday, July 11, 2018

Travel during the summer months can be a fun and relaxing way to get away from the stress of everyday life. A summer vacation home gives you a comfortable place to kick back and relax away from your home and job. If you are considering...

Will Your Expenses Stay the Same in Retirement?

Christopher J. Braccia, CMFC®, AIF®

Tuesday, June 12, 2018

Humankind has never quite figured out how to adequately predict the future. Sure, technology and insight have advanced to the point that society can forecast weather days for the upcoming week and estimate how stock markets will...

Stay on the Path to Financial Success by Staying Away from Fraud

Stephen A. Oliver, CWS®, CRPC®, AIF®

Tuesday, June 12, 2018

Even the most disciplined individuals can find themselves pulled off the path to financial success through no fault of their own. You can exercise great discipline in saving money each month and adhering to a strict budget, but that...

Leaving a Legacy

Christopher J. Braccia, CMFC®, AIF®

Wednesday, May 9, 2018

There are many ways in which an individual can leave a legacy for those that outlive them. Whether it is extended family members, a spouse, or children, the legacy you leave behind will impact those you loved in life. Though many do...

Financial Planning: Dangers of Doing It Alone

Stephen A. Oliver, CWS®, CRPC®, AIF®

Wednesday, May 9, 2018

How you plan to spend your money in the future, how much you want to save, and what financial goals you set might seem like simple decisions. Moreover, these likely seem as though they are personal decisions that you can and should...

What to Review Now That Quarter 1 is Over

Christopher J. Braccia, CMFC®, AIF®

Friday, April 13, 2018

The first quarter of the year is coming to an end, and whether you are an individual or a small business, the time has come to take a moment to step back and assess the situation. A lot of things can change during one quarter, and as...

5 Misconceptions about Market Corrections

Stephen A. Oliver, CWS®, CRPC®, AIF®

Friday, April 13, 2018

In any given year, the markets can send investors on a wild ride. While the market itself may seem timid in its behavior at times, rising and falling moderately throughout the year, it can also go on extensive positive runs such as it...

People Before Profit: Why CEOs Are on Board

Stephen A. Oliver, CWS®, CRPC®, AIF®

Tuesday, March 13, 2018

A certain vicious view of capitalism has emerged with the rise of American democracy and economic power from the early 20th century through the present. There is an immense belief that far too many companies will do whatever it takes...

What if You Get Audited by the IRS?

Stephen A. Oliver, CWS®, CRPC®, AIF®

Tuesday, March 13, 2018

Ask most Americans what they would consider the most unpleasant experience in their life, and many are likely to answer the same: an audit by the IRS. The IRS has three years to audit any return from the point of filing. Generally, the...

Creating an Inheritance for Children of Blended Families

Christopher J. Braccia, CMFC®, AIF®

Tuesday, February 13, 2018

From time to time, couples with children find themselves in a situation that is no longer tenable as a married couple. When a divorce involves children, there are a lot of additional aspects that can make things challenging. For those...

Why Money Doesn't Solve Money Problems

Stephen A. Oliver, CWS®, CRPC®, AIF®

Tuesday, February 13, 2018

Financial concerns are an issue for millions of Americans, and a constant source of anxiety that pushes stress levels higher. Given the long recovery of the American economy from the 2008 crash and the uneven distribution of wealth in...

What is Bitcoin?

Christopher J. Braccia, CMFC®, AIF®

Wednesday, January 17, 2018

The most talked about currency in the world right now has no sovereign government or central bank backing, and you can't even hold it in your hand. Bitcoin is the first crypto currency introduced to the world and was designed for...

2018 Economic Outlook

Stephen A. Oliver, CWS®, CRPC®, AIF®

Wednesday, January 17, 2018

The 2017 calendar year has come to an end and it has been quite the rollercoaster ride. The economy, globally and in the US, has been up and down. With hopes of President Trump rolling back restrictions on the American economy, many...

Should you Pay Off a large bill or Invest your Bonus?

Christopher J. Braccia, CMFC®, AIF®

Friday, December 8, 2017

The holiday season comes with an extra shot of financial joy, for employees lucky enough to receive a bonus. If you have that nice supplemental check coming to you soon from your employer, you will have a tough choice to make. Many...

Best High-End gifts for the Business Man

Stephen A. Oliver, CWS®, CRPC®, AIF®

Friday, December 8, 2017

Let's face it, men love their tech gadgets. From the latest in flat-screen TV technology to wireless headphones and smartphone apps, there is nothing out there in the tech world that is boring to young professional guys. With new...

Time to Reevaluate your Business Plan?

Christopher J. Braccia, CMFC®, AIF®

Wednesday, November 15, 2017

A business plan is written originally with the purpose of establishing a roadway to the future for your company. Entrepreneur has a breakdown of the details in a business plan, but in general it covers the concept for your business,...

Creating Your Legacy through Giving

Stephen A. Oliver, CWS®, CRPC®, AIF®

Wednesday, November 15, 2017

The human body is designed to age, and when the time eventually comes, the body will give out. Human life is designed to be finite, but the contributions of humans can live on for generations to come. If you are interested in achieving...

FOR IMMEDIATE RELEASE ARLINGTON, VA - The National Association of Plan Advisors has published its first-ever list of top defined contribution (DC) Advisor Firms. The NAPA Top DC Advisor Firms is a compilation of leading individual...

Stephen Oliver Named to 2017 Financial Times 401 Top Retirement Plan Advisers

Stephen A. Oliver, CWS®, CRPC®, AIF®

Monday, October 16, 2017

September 27, 2017 – Manhattan Ridge Advisors is pleased to announce that Stephen Oliver has been named to the 2017 edition of the Financial Times 401 Top Retirement Plan Advisers. The list recognizes the top financial advisers...

Christopher Braccia Named to 2017 Financial Times 401 Top Retirement Plan Advisers

Christopher J. Braccia, CMFC®, AIF®

Monday, October 16, 2017

September 27, 2017 – Manhattan Ridge Advisors is pleased to announce that Christopher Braccia has been named to the 2017 edition of the Financial Times 401 Top Retirement Plan Advisers. The list recognizes the top financial...

Charitable Giving: What to Makes the Biggest Difference When Your Donating?

Stephen A. Oliver, CWS®, CRPC®, AIF®

Monday, October 16, 2017

When hurricanes strike, earthquakes level cities, or economic downturns impact those most in need, many Americans respond quickly and donate their time and money. You can donate in numerous ways; financial donations, nonperishable food...

Identity Theft: What You Need to Know

Stephen A. Oliver, CWS®, CRPC®, AIF®

Wednesday, August 16, 2017

Identity theft is a growing problem around the globe. The more information people are willing to store in “the cloud” the more susceptible you are to the new breed of criminals. Cyber Criminals never have to actual see you...

6 Tips for Communicating Benefits to Millennials

Christopher J. Braccia, CMFC®, AIF®

Wednesday, August 16, 2017

Each generation of American society has its own unique quirks, from the manner in which members of that generation communicate with one another to what dreams or goals they collectively share as a group. Today's leading generation,...

All investments come with some level of risk. When you entrust your money to the market, you risk losing all of it or only very small gains if your funds are directed toward conservative risks with low growth over time. Assessing how...

Sometimes you have the ability to apply life lessons from one realm of your life to another. Believe it or not, getting a grip on your financial health can be achieved by using some of the same steps that you would use to help improve...

One of the greatest fiscal crises facing Americans is not the debt of the federal government, but rather the debt facing the average American. According to USA Today, the average American has credit card debt totaling $3,600, but that...

Everyone dreams of receiving a nice tax refund check from the federal government before or after April 15th of each year. After a full calendar year of seeing Uncle Sam take a chunk of your paycheck, it is time to start dreaming of...

Planning for the inevitable that comes with age may not be your main focus. However, the possibility of depending on others for care requires a great deal of planning. If you do not want to see your lifetime of savings depleted, start...

There are several issues that can create trouble for a couple's relationship, from their interactions with friends of the opposite sex, to issues with stepchildren. For many, the greatest stumbling block can be financially related....

The New Year is typically reserved for resolutions involving improved health or the quest for a new, better job. When it comes to resolutions in the New Year, it might be time to look at the financial habits you have been maintaining...

There are several factors involved in planning and saving for retirement that often leave the average individual feeling overwhelmed. Many of the plans available to choose from are complicated, and thus most people fail to take...

The goal of any investment strategy is to generate funds to support you and your family members during your retirement years. The generation of funds through investing are dispersed through dividends and other payouts, such as...

Most people do not spend their entire life working at the same job, or with the same company, without reassessing their position at some point in time. Think of this way, would you keep the same one-bedroom apartment you had as...

Investing and saving are terms that are often used interchangeable. However, there is a difference between them. The key to taking advantage of investing and saving is understanding their differences. In short, investing and saving...

Investing to build wealth is not something that can be set on autopilot. Understanding the terminology behind your targeted funds, the diversity of your portfolio, and other factors in your retirement savings can be very confusing and...

Many Americans share the same fear when approaching retirement about whether or not they have saved enough money to even retire in the first place. This anxiety often drives a lot of focus on investing and retirement planning decisions...

As US News & World Report points out, saving for a down payment is often the toughest hurdle that any potential homeowner is going to face. Preparing for this financial burden is not always easy, and if done incorrectly, it can mean...

While Forbes suggests that recent college graduates read a limited amount of books on financial smarts, not every graduate who has just completed four or more years of higher education is going to be interested in more reading. Instead...

It is never too early to start saving for retirement and other major financial occasions for the future. While you may not open a savings account for your toddler just to prepare them for retirement, it does serve a purpose to start a...

With the American economy finally appearing to pick up some sustained steam in December 2015, the Fed raised interest rates in the United States for the first time since 2006. Although it was just 25 basis points, it was a move that...

September 15, 2016 – Christopher Braccia, of Manhattan Ridge Advisors, and a registered representative with First Allied Securities Inc is pleased to announce that he has been named to the 2016 edition of the Financial Times 401...

September 15, 2016 – Stephen A. Oliver of Manhattan Ridge Advisors and a registered representative with First Allied Securities Inc is pleased to announce that he has been named to the 2016 edition of the Financial Times 401 Top...

Once you leave the workforce, you experience a drop in many of the everyday costs of life. However, most people often overlook the increasing cost of healthcare after retirement. In many cases, retirees are taking a step down by going...

Young members of the workforce are often encouraged to start their investing early in life. The sooner you begin investing, the more time you will have for your money to earn compound interest and the better position you will be in...

Planning for your annual summer vacation or a special holiday trip can get expensive in a hurry. According to AAA, an estimated 38 million Americans planned to kick-off the popular summer travel season by hitting the open roads or...

If you have never heard of or considered an estate plan, you may have since the recent death of music legend Prince. As the superstar's death and battle over his estate play out in the public eye, everyone is getting a firsthand lesson...

Planning for retirement is a marathon, not a sprint. You cannot possibly save enough money to retire comfortably if you put the task off until the latter stages of your professional career. Even though you may not be earning as much in...

"Happy wife, happy life." Married couples often laugh about, or literally live by these words. The same can be said for the employees in your company. If you want to truly enjoy higher revenue for your business, keeping your employees...

The biggest question most individuals face when it comes to looking for a place to live often is not whether a home or apartment is right, but whether they should rent or buy. This is an important decision that can have a tremendous...

The stock market does not exist in a vacuum, and neither do your investments. It is important to sit down from time to time and review your portfolio to make sure that your investment strategy and allocation still has you on track...

When it comes to preparing for the future financially, most throw around the words: "saving" and "investing", as though they are interchangeable terms and concepts. In reality, saving and investing are two different approaches to...

At Manhattan Ridge Advisors, we specialize in strategies for building, protecting, and transferring wealth efficiently. We believe the key to creating wealth-management strategies that truly fit, is building personal relationships...

When the loss of a loved one occurs, some find themselves with an inheritance they are unsure how to handle. Already in an emotional state following your loss, it can be easy to make a mistake with this fortunate gift. Many people...

The average person views their relationship with other human beings as the most important in their life. While this belief is not misplaced, it does ignore one of the most important relationships any person has; the relationship they...

You are responsible for many of your own tax decisions. Small-business owners, independent contractors, and full-time employees at major corporations all have the right to make the most of their income. Yes, the government dips into...

Any investment requires revision from time to time. Take your home for example; occasional upkeep is necessary to maintain the quality of the house you own. If you purchase a home, you can expect to eventually replace the roof, upgrade...

There was a time when the majority of Americans could count on their employer for a reliable retirement plan. Even in the depths of the Great Depression, Workforce.com notes that just 3% of American workers saw pension and retirement...

The holiday season is one of the most important times of the year for charitable giving. USA Today notes that roughly 34% of charitable donations in the United States each year occur during October, November, and December. Of those...

It's a tough job to prepare for your retirement, but someone has to do it, and that someone will have to be you. Saving enough money to live comfortably once you've retired from full-time work seems like a daunting task, and even when...

There's nothing more panic-inducing than watching the stock market sink, the economy slow, and hear market watchers start using the term "recession." If you've got a significant chunk of your financial investments at risk in the market...

With the holidays quickly approaching, many people are gritting their teeth with thoughts of overspending and putting themselves in the red. However, the season does not have to be greeted with such stress and negativity. With proper...

It keeps a roof over your head, food on your table, and clothes on your back. It is money, and it may also cause you great stress at times. Considering daily life depends on money, it is important that you have a healthy connection...

No matter how comfortable your finances are today, that could all change in the future without proper money management. Financial stability should be treated like a nonrenewable source. What is here today could be gone tomorrow. As...

In a world fueled by money, it is inevitable for parents to feel concerned about the success of their children’s impending lives. Upon having children, parents almost instinctively begin anticipating the future – setting aside money...

Retirement is a thorny issue for millions of Americans today. The changing economic climate in the United States, from the effects of the Great Recession and shrinking Social Security funds to the decline of employer-funded programs,...

When looking to save money, taking on projects like retiling your own floors, installing new appliances, and painting your bedroom walls are great do-it-yourself tasks; however, when it comes to managing the money that you have saved,...

It’s no secret that we all share the common goal of ultimately living a happy life. In almost all cases the approach to such a life is gaining an education and entering a career that will sustain a lifestyle that we consider to be...

Starting a new business is a challenging proposition. As the leader of a business, your responsibilities include creating a financial plan. Just as your vision for a product or service requires deep consideration and a delivery plan to...

If there's one piece of advice that simply cannot be overestimated, it is the value of saving for retirement. The sooner you start saving for retirement, the more like you are to have enough money over time to enjoy a comfortable...

Keeping thieves out of your finances and preventing them from stealing your identity is something you have to worry about these days no matter who you are or what level of income you have. Identity theft continues to soar in spite of...

There is a very good reason that the individual, or group, you trust with your financial assets charges you for their services; the world of investing and financial guidance is full of complex legal terms that often form a minefield...

In many ways we’ve become a do-it-yourself society. In our day to day lives, a sense of independence drives many people to complete maintenance work on their own vehicle or take on complex projects around the house. I’ve witnessed a...

If you’re a small-business owner or executive within a major corporation, you bear a certain level of responsibility in ensuring that your employees are prepared for retirement. Your employees, both past and present, have helped propel...

In creative work, a written record can be a great tool. Writers, composers, painters and dancers are known to take a great deal of inspiration from written records of their own ideas. Even ideas that seem unremarkable at first, when...

Many people will happily spend more time planning an upcoming vacation than thinking about an estate plan. It's understandable -- while a vacation is a fun project to put into effect in the foreseeable future, estate plans are for when...

You've spent the last few decades working incredibly hard for your money, now you’re nearing the opportunity to claim Social Security and it's time to make your money work for you. While 2015 will see a slight increase in Social...

The development of a comprehensive financial plan provides understanding of your current and future financial state by using variables to predict the value of your assets, future cash flow and withdrawal plans in retirement....

Income tax is one of the single largest expenditures that individuals and households pay annually. As we approach the end of 2014, it is time to assess your tax burden and consider end of year steps that can be taken to minimize your...

We create a planned shopping list before we go to the grocery store, we develop an itinerary when we plan a vacation and we follow a planned agenda for meetings at work. When we have a goal in mind, the likeliest way to achieve that...

At a time when businesses continue to eliminate pension plans and the future of Social Security is uncertain, employer sponsored retirement plans such as 401(k) plans are an important part of retirement for millions of Americans....

In July, Manhattan Ridge Advisors shared on our blog and via social media the story of five-year-old Brooke Healey, who lost her battle against DIPG, an aggressive disease that attacked her brain stem. In support of Brooke and the...

Manhattan Ridge is excited to announce the launch of new business and communication tools established to better serve our clients.First, Manhattan Ridge has a new website at www.manhattanridge.com. The website has been designed...

A sound financial plan becomes more important as you grow older, get married, build a family and develop your assets. While most people don’t like discussing the benefits of life insurance, it certainly has an important place in your...

Investment portfolios are traditionally based on stocks, bonds and cash investments. Manhattan Ridge Advisors helps clients develop a diversified portfolio that may potentially increase returns and reduce overall risk by adding...

Manhattan Ridge Advisors is honored to be the main sponsor of The Brooke Healey Foundation’s Golf Outing fundraiser on August 25, 2014.The foundation was created in honor of five-year-old Brooke Healey who was diagnosed with Diffuse...