A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Mortgages in Retirement Explore the benefits and drawbacks to paying off your mortgage prior to retirement with this article. The Average American Budget Learn about the average American budget in this fun and interactive piece. Starting a Roth IRA for a Teen This early financial decision could prove helpful over time.